Banana Chocolate Chip Muffins

11/2 Cups Flour
1 Teaspoon Baking Soda
1 Teaspoon Baking Powder
1/2 Teaspoon Salt
3 Ripe Bananas,mashed
3/4 Cup Sugar
1 Egg, beaten
1/3 Cup Oil
1 Cup Chocolate chips(or Nuts)
1/3 Cup Brown Sugar
1/8 Cup Flour
1/4 Teaspoon Cinnamon
1 Tablespoon Butter

Mix 1 1/2 cups flour,baking soda,baking powder and salt in large mixing
bowl. Ina seperate bowl, combine bananas,sugar,egg and oil. Stir banana
mush into flour mixture until just moistened; fold in chocolate chips or nuts.
Fill greased muffin cups two thirds full. in a small bowl combine brown sugar,
1/8 cup flour, cinnamon butter sprinkle over muffin batter, pressing lightly.
Bake at 375 degrees for 18- 20 minutes. Makes about 12 muffins.